@font-face{font-family:Inter;src:url('/inter-latin-wght-normal.woff2') format('woff2');font-weight:100 900;font-display:swap}
:root{--navy:#2d4a7a;--gold:#b8915a;--ink:#1e1e1e;--paper:#f6f4f0;--w:820px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font:400 16px/1.65 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
a{color:inherit}
img{max-width:100%;height:auto;display:block}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:10}
.site-header{display:flex;align-items:center;gap:24px;max-width:1320px;margin:0 auto;padding:24px clamp(16px,5vw,75px)}
.site-title{font-size:24px;font-weight:600;color:var(--navy);text-decoration:none;margin-right:auto}
.nav-wide{display:flex;gap:25px}
.nav-wide a,.nav-small a{text-decoration:none}
.nav-wide a:hover,.nav-small a:hover,.nav-wide a[aria-current]{text-decoration:underline;text-underline-offset:4px}
.nav-small{display:none;position:relative}
.nav-small summary{cursor:pointer;list-style:none;font-weight:500;padding:8px 4px}
.nav-small summary::-webkit-details-marker{display:none}
.nav-small nav{position:absolute;right:0;top:100%;z-index:5;display:flex;flex-direction:column;gap:12px;min-width:170px;padding:16px;background:#fff;border:1px solid #ddd}
.btn{display:inline-block;padding:15px 24px;color:#fff;font-weight:450;text-decoration:none;text-align:center}
.btn:hover{filter:brightness(1.1)}
.btn:focus-visible,a:focus-visible,summary:focus-visible{outline:2px solid var(--navy);outline-offset:2px}
.btn-navy{background:var(--navy)}
.btn-gold{background:var(--gold);font-size:18px;padding:18px 24px}
.btn-login{font-size:15px;padding:8px 14px;white-space:nowrap}
main{padding-bottom:40px}
h1,h2,h3{font-weight:500;line-height:1.2;margin:0 0 .6em}
h2{font-size:34px;color:var(--navy)}
h3{font-size:24px;color:var(--navy)}
.center{text-align:center}
.wrap{max-width:var(--w);margin:32px auto;padding:0 16px}
.hero{--bg:none;max-width:var(--w);margin:0 auto 24px;padding:40px 24px;color:#fff;text-align:center;background:linear-gradient(rgba(20,28,45,.38),rgba(20,28,45,.38)),var(--bg) center/cover no-repeat var(--navy)}
.hero h1{font-size:clamp(40px,7vw,72px);margin-bottom:.35em}
.hero h2{color:#fff;margin-bottom:.5em}
.hero p{margin:.8em auto}
.hero-dark{background:linear-gradient(rgba(10,12,18,.62),rgba(10,12,18,.62)),var(--bg) center/cover no-repeat #222}
.hero-full{max-width:none;padding:48px 16px 48px}
.hero-full h1{font-size:clamp(36px,5vw,50px);line-height:1.05;margin-bottom:.8em}
.hero-sub{font-size:22px;font-weight:500;margin:0}
.rule-gold{border:0;border-top:2px solid var(--gold);margin:28px 0}
.hero-text{font-size:18px;margin:0 auto 28px;max-width:1420px}
.hero-small{margin:24px auto 0}
.panel{max-width:var(--w);margin:24px auto;padding:32px 24px;background:var(--paper)}
.band{--bg:none;padding:32px 16px 96px;text-align:center;color:#fff;margin:32px 0;background:linear-gradient(rgba(20,20,20,.28),rgba(20,20,20,.28)),var(--bg) center 60%/cover no-repeat #8a6a45}
.band h2{color:#fff;font-size:30px}
.narrow{max-width:760px;margin-left:auto;margin-right:auto}
.provider2{margin-top:56px}
.cols3{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin:24px 0}
.cols3 h3{margin-bottom:.5em}
.cols2-block{display:grid;grid-template-columns:1fr 1fr;gap:12px 40px;margin-top:24px}
.split{display:grid;grid-template-columns:1.35fr 1fr;gap:40px;align-items:start}
.split>*{min-width:0}
.split img{width:100%}
.split p:first-child{margin-top:0}
.rule{max-width:var(--w);margin:24px auto;border:0;border-top:2px solid #333}
ul.left{text-align:left;padding-left:20px;margin:0 0 24px}
ul.cols2{columns:2;column-gap:40px}
.btn-row{display:flex;gap:8px;justify-content:center;flex-wrap:wrap}
.info{max-width:var(--w);margin:32px auto 0;padding:24px;background:var(--navy);color:#fff;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center}
.info h2{color:var(--gold);font-size:24px;margin-bottom:.6em}
.info p{margin:0}
.legal{text-align:center;margin:16px 0 0;font-size:14px}
.notice{border:1px solid #ccc;padding:20px 24px;background:var(--paper);margin:24px 0}
.notice h2{font-size:24px;text-align:center}
.rates{width:100%;border-collapse:collapse;margin:16px 0}
.rates th,.rates td{padding:10px 8px;border-bottom:1px solid #ddd;text-align:left}
.rates th{color:var(--navy);font-weight:600}
.rates .num{text-align:right;white-space:nowrap}
@media (max-width:800px){
  .nav-wide{display:none}.nav-small{display:block}.site-header{gap:12px;padding-top:16px;padding-bottom:16px}.site-title{font-size:20px}
  .cols3,.cols2-block,.split,.info{grid-template-columns:1fr}
  ul.cols2{columns:1}
  h2{font-size:28px}
  .hero{margin-left:0;margin-right:0}
  .panel,.info{margin-left:16px;margin-right:16px}
  .btn-row .btn{width:100%}
}

/* Closable crisis message at the top of every page */
.crisis{position:relative;display:flex;justify-content:center;align-items:center;background:var(--navy);color:#fff;font-size:14px;line-height:1.4;padding:8px 44px;text-align:center;animation:crisis-drop .3s ease-out}
.crisis[hidden],.crisis-close[hidden]{display:none}
.crisis p{margin:0}
.crisis a{color:#fff;font-weight:600;text-decoration:underline}
.crisis-close{position:absolute;right:6px;top:50%;margin-top:-16px;width:32px;height:32px;background:none;border:0;border-radius:4px;color:#fff;font-size:20px;line-height:1;cursor:pointer}
.crisis-close:hover{background:rgba(255,255,255,.15)}
.crisis-close:focus-visible{outline:2px solid #fff;outline-offset:1px}
@keyframes crisis-drop{from{transform:translateY(-100%)}to{transform:none}}
@media (prefers-reduced-motion:reduce){.crisis{animation:none}}

/* Provider names above each credentials list on the About page */
.cred-name{font-weight:600;text-align:left;margin:0 0 8px}
